Management | Cassa Centrale Banca - Credito Cooperativo Italiano

Our main task is to make decisions with the aim of creating economic and social value for members and the community.

Chief Executive Officer and General Manager

Sandro Bolognesi

Ostiglia, 9 June 1967

Role	Bank Executive
Qualifications	Bachelor’s Degree in Business Economics - University L. Bocconi - Milan
Current Positions	Chief Executive Officer and General Manager at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. since 2022 Director of Allitude SpA since 2022 Director of Prestipay SpA since 2018 Member of the Italian Banking Association (ABI) since 2022 Member of the Board of Directors of Federcasse and Member of the Management Committee of the Temporary Fund since 2022
Previous Positions	Vice General Manager and Planning Officer at Cassa Centrale Banca - Credito Cooperativo Italiano Vice General Manager and Head of Planning and Organization at Cassa Centrale Banca - Credito Cooperativo Italiano Head of Planning and Strategic Development at Cassa Centrale Banca - Credito Cooperativo Italiano Deputy Manager of the Finance Division and Head of Institutional Finance at Cassa Centrale Banca - Credito Cooperativo Italiano Director of NEAM s.a.

Deputy General Manager

Enrico Salvetta

Trento, 22 december 1960

Role	Bank Executive
Qualifications	Bachelor’s Degree in Business Administration Member of the Association of Specialists in Corporate Finance and Management Control (ASFIM)
Current Positions	Centrale Trading Chairman Chief Executive Officer of Assicura Agenzia Director of Assicura Broker Deputy General Manager Cassa Centrale Banca – Credito Cooperativo Italiano S.p.A. Director of Assiom - Forex
Previous Positions	Finance Officer Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. - CWMTO Vice Chairman of Assicura Agenzia srl Vice Chairman of Assicura Broker Deputy General Manager of Cassa Centrale Banca Credito Cooperativo Nord Est Director of Pensplan Invest sgr Finance Division Manager at Cassa Centrale Banca Credito Cooperativo del Nord Est

Administration and Tax Department

Andrea Baciarello

Orvieto, 7 November 1972

Role	Administration and Tax Department
Qualifications	Degree in economics and business
Current Positions	Administration and Tax Officer at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
Previous Positions	Head of Administration and Budget Area at Cassa Centrale Banca - Credito Cooperativo Italiano Director Financial Services - PwC Advisory Senior Manager Financial Services - PwC Advisory Manager Financial Services - PwC Advisory Head of Accounting - Europe Arab Bank Plc. (Italian Branch) Senior Auditor - PwC Auditor - PwC

Anti-money-laundering Department

Marco Rago

Brescia, 24 april 1974

Role	Bank Executive
Qualifications	Graduate in Business and Economics (Economic Policy Curriculum)
Current Positions	Anti-money-laundering Officer Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
Previous Positions	Head of Suspicious Transaction Reporting Service at Cassa Centrale Banca Head of Anti-Money Laundering Function - STR Officer at Banca di Credito Cooperativo di Brescia

Chief of CEO Staff e
Chief Transformation Officer

Carlo Appetiti

Rome, 12 May 1966

Role	Bank Executive
Qualifications	Master’s Degree in Economics and Commerce - Sapienza Università di Roma Chartered Accountant and Statutory Auditor EFFAS Certified ESG Analyst (CESGA) ACAMS Certified Anti Money Laundering Specialist (CAMS) Board Academy – Postgraduate Master’s Programme for Board Members - Luiss Business School
Current Positions	Chief of CEO Staff and Chief Transformation Officer at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Director of NEAM s.a. since 2024
Previous Positions	Senior Advisor at The Boston Consulting Group Standing Auditor at BPER Banca Independent member of the Supervisory Board at Deutsche Bank Ukraine JSC Group Chief Compliance Officer at UniCredit Country Head of Compliance for Italy and Southern Europe at Deutsche Bank AG Head of Risk Management and Audit Department of the Asset Management Division at IntesaBci Market Risk manager at Citigroup Senior Auditor at KPMG

Sales Department

Armando Franceschi

Tione di Trento, 15 January 1982

Role	Bank Executive
Qualifications	Master’s Degree in General Management Bachelor’s Degree in Business Economics
Current Positions	Chief Business Officer at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
Previous Positions	Head of Sales at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Deputy Director for Planning at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Head of Strategic Coordination Service at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Member of Management Advisory Office at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Member of Asset & Liability Management Area at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.

Compliance Department

Daniela Bragante

Monselice, 8 October 1968

Role	Bank Executive
Qualifications	Master’s Degree in Business and Finance - Università Cattolica del Sacro Cuore in Milan Valore D, InTheBoardroom executive training program Chartered Accountant and Auditor
Current positions	Chief Compliance Officer at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
Previous positions	Chief Compliance and Anti Money Laundering Officer at Nexi Payments, DPO for the Italian companies of the Nexi Group Head of Compliance, Anti Money Laundering and Privacy at the ICBPI Group(Istituto Centrale delle Banche Popolari Italiane) Head of Audit at the CartaSi Group and Member of Group companies’ Supervisory Boards Head of Audit at Citibank plc and Citicorp Finanziaria (Citigroup)

Credit Department

Letterio Merlino

Milazzo, 13 May 1968

Role	Bank Executive
Qualifications	Degree in Economics and Business MBA Essentials – London School of Economics Corporate Governance Course – SDA Bocconi
Current Positions	Credit Department Director at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
Previous Positions	Deputy Director for the Credit Department at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Chief Risk Officer at SACE Group Head of Risk Governance at CDP Group Head of Lending Policies and Credit Quality Department, Credit Division at Veneto Banca Head of Guarantee Management Department at UniCredit Head of Credit Quality Risk Assessment Department at UniCredit Head of Recovery Management Italy Department at UniCredit Head of Lending for international development at Banca per la Casa in Central Eastern Europe at UniCredit Head of credit portfolio monitoring for the Retail segment at Capitalia Head of Governance Division within the Integrated Operating Vehicle (Macchina Operativa Integrata, MOI) at San Paolo IMI Head of special projects for integration of credit processes at San Paolo IMI Project Leader (Senior Manager) at Accenture Head of Credit Excellence Service Line at Accenture Member of staff in Lending Division at Banco di Sicilia

Head of ESG and Institutional Relations

Roberta Famà

Genoa, 19 September 1970

Role	Bank Manager
Qualifications	CIB - Executive Management Program in Banking, intensive course at SDA Bocconi Degree in Business and Economics at the University of Genoa
Current Positions	Chief ESG and Institutional Relations Officer at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
Previous Positions	Head of the Strategic Planning Department - BPER Banca Head of Communications, Investor Relations & Regulatory Affairs - Banca Carige SpA

Finance Department

Marco Galliani

Tione di Trento, 15 February 1971

Role	Bank Executive
Qualification	Degree in Economics of Financial Intermediaries
Current Role	Head of Finance at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. - CWMO
Previus Role	Deputy Head of Finance at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Head of Wealth Management Service at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Head of Asset Management Department at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.

General Counsel

Manuela Acler

Trento, 6 December 1978

Role	Bank Executive
Qualifications	Degree in Law
Current Positions	Chief General Counsel at Cassa Centrale Banca – Credito Cooperativo Italiano S.p.A.
Previous Positions	Compliance Officer Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Compliance Manager at Cassa Centrale Banca Legal Affairs Manager at Cassa Centrale Banca AML Manager at Cassa Centrale Banca

Information Technology & Security Department

Manuele Margini

Trento, 9 August 1969

Role	Bank Executive
Qualifications	Degree in Political Economics
Current Positions	Information Technology & Security Officer Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. CEO of Allitude SpA
Previous Positions	Operations Officer Cassa Centrale Banca - Credito Cooperativo Italiano ICT Governance and Security Manager at Cassa Centrale Banca - Credito Cooperativo Italiano CEO of Phoenix Informatica Bancaria SpA Member of the Board of Directors of Cesve SpA Member of the Board of Directors of Bologna Servizi Bancari SpA Member of the Board of Directors of Centro Servizi Direzionali SpA

Internal Audit Department

Mauro Armanini

Tione di Trento, 21 September 1972

Role	Bank Executive
Qualifications	Degree in Economic and Banking Sciences
Current Positions	Internal Audit Officer Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
Previous Positions	Head of Section “Prudential Regulation and Accounting”, DG Micro-prudential Supervision IV, European Central Bank, Frankfurt (D) Head of Supervision Division, Bank of Italy, Trento Branch Policy Officer, DG Internal Market and Services - European Commission. Brussels (B) Officer, Credit Institutions Supervision Division, Bank of Italy, Rome

NPL Department

Fabrizio Preti

Trento, 24 September 1979

Role	Bank Executive
Qualifications	Degree in Political Economics
Current Positions	Chief NPL Department at Cassa Centrale Banca – Credito Cooperativo Italiano S.p.A. Member of NPL Committee at Cassa Centrale Banca – Credito Cooperativo Italiano S.p.A. Member of Credit Committee at Cassa Centrale Banca – Credito Cooperativo Italiano S.p.A.
Previous Positions	Head of NPL Service at Cassa Centrale Banca – Credito Cooperativo Italiano S.p.A. Board Member of Centrale Credit Solution S.r.l. Head of NPL Office at Cassa Centrale Banca – Credito Cooperativo Italiano S.p.A. NPL Manager at Cassa Centrale Banca – Credito Cooperativo Italiano S.p.A.

Operations Department

Paolo Sacco

Genoa, 4 July1969

Role	Bank Executive
Qualifications	Diploma in Accounting and Business Executive Management Program in Banking (CIB) at SDA Bocconi
Current Positions	Head of Operations (Chief Operating Officer - COO) at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Director of Claris Rent
Previous Positions	Head of Organization and Human Resources (Chief Operating Officer - COO) at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Chief Operating Officer - Banca Carige SpA Human Resources Manager - Banca Carige SpA Chief Information Officer - Banca Carige SpA Operations Manager - Banca Carige SpA Member of the Board of Directors at Banca Cesare Ponti SpA (Private Banking) Member of the Board of Directors at Caricese Srl (Lean Banking) Member of the Executive Board of the ABI LAB Consortium Member of the Board of Directors at DOCK Joined in Tech Srl - an IBM Company

CFO and Planning Department

Alessandro Failoni

Tione di Trento, 20 August 1975

Role	Planning Department
Qualifications	Degree in Banking, Financial and Insurance Economics
Current Positions	Chief Financial Officer (CFO) at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Planning Officer at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
Previous Positions	Head of Planning and Strategic Coordination Service at Cassa Centrale Banca - Credito Cooperativo Italiano Head of Management Consulting at Cassa Centrale Banca - Credito Cooperativo Italiano

Risk Management Department

Jason Kessler

USA, 8 September 1979

Role	Bank Executive
Qualifications	Degree in Business and Economics - University of Bologna
Current Positions	Risk Management Officer Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
Previous Positions	Risk Integration Manager at Cassa Centrale Banca Chief Risk Officer at RomagnaBanca Credito Cooperativo Chief Risk Officer and Chief Compliance Officer at BCC Sala di Cesenatico Organisation Manager at BCC Sala di Cesenatico Senior Auditor Deloitte & Touche Auditor - Ernst & Young

Human Resources Department

Stefania Buratto

Verona, 15 December 1976

Role	Bank Manager
Qualifications	Accounting Analyst University-level programmes: IMD - Executive Programme (Lausanne) HR Master Programme in collaboration with the University of Vienna
Current Positions	Chief Human Resources Officer at Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
Previous Positions	Head of Group Functions People & Culture Business Partner - UniCredit S.p.A. Senior HR Manager Group Functions - UniCredit S.p.A. Senior HR Manager Chief Operating Office Area - UniCredit S.p.A. HR Manager Lombardy Network - UniCredit S.p.A. Head of HR Development Italy - UniCredit S.p.A. HR Manager North West Network - UniCredit S.p.A..

Payment Systems and Pooled Services Department

Sandro Rizzonelli

Merano, 16 June 1963

Role	Bank Executive
Qualifications	Secondary School Diploma in Accountancy and Commercial Studies
Current Positions	Payment Systems and Pooled Services Officer Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A. Member of the Technical Committee for Payment Services and Regulation at ABI Member of the Italy Payment Committee - Bank of Italy Member of CIPA - Convenzione Interbancaria per l’Automazione (Inter-banking Convention for Automation) Member of the Italian Country Group of Eba Clearing
Previous Positions	Manager of Foreign Goods Service at Cassa Centrale Banca Vice-manager of the Organisation and Payment Systems Function at Pagamento Cassa Centrale Banca

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